.policy-main { padding: 48px 0 72px; }
.policy-container { width: min(calc(100% - 40px), 1000px); margin-inline: auto; }
.policy-breadcrumb { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 22px; color: var(--ink-400); font-size: 15px; }
.policy-breadcrumb a:hover { color: var(--primary); text-decoration: underline; }
.policy-hero { margin-bottom: 28px; }
.policy-eyebrow { margin-bottom: 10px; color: var(--primary); font-size: 14px; font-weight: 800; letter-spacing: .08em; }
.policy-hero h1 { font-size: clamp(32px, 5.5vw, 48px); line-height: 1.25; }
.policy-hero > p:not(.policy-eyebrow) { max-width: 780px; margin-top: 16px; color: var(--ink-600); font-size: 18px; }
.policy-meta { margin-top: 12px; color: var(--ink-400); font-size: 14px; }
.policy-tabs { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 28px; }
.policy-tabs a { min-height: 44px; display: inline-flex; align-items: center; padding: 9px 15px; border: 1px solid var(--line); border-radius: 10px; background: #fff; color: var(--ink-600); font-size: 15px; font-weight: 700; }
.policy-tabs a:hover { border-color: #9eb8ef; color: var(--primary); }
.policy-tabs a[aria-current="page"] { border-color: var(--primary); background: #eff6ff; color: var(--primary); }
.policy-notice { margin-bottom: 24px; padding: 22px 24px; border-left: 4px solid var(--primary); border-radius: 0 14px 14px 0; background: #eff6ff; font-size: 16px; line-height: 1.75; }
.policy-notice strong { display: block; margin-bottom: 6px; color: #1e40af; font-size: 18px; }
.policy-content { display: grid; gap: 20px; }
.policy-card { padding: 28px 30px; border: 1px solid var(--line); border-radius: 18px; background: #fff; font-size: 17px; line-height: 1.85; overflow-wrap: anywhere; }
.policy-card[id] { scroll-margin-top: 100px; }
.policy-card h2 { margin-bottom: 15px; font-size: 23px; line-height: 1.4; }
.policy-card h3 { margin-top: 20px; margin-bottom: 8px; font-size: 18px; line-height: 1.45; }
.policy-card p + p { margin-top: 12px; }
.policy-card ul, .policy-card ol { margin: 10px 0 0; padding-left: 23px; }
.policy-card li + li { margin-top: 8px; }
.policy-card a:not(.policy-button) { color: var(--primary); text-decoration: underline; text-underline-offset: 3px; }
.policy-card .policy-muted { color: var(--ink-600); font-size: 15px; }
.policy-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; padding: 0 !important; list-style: none; counter-reset: purchase; }
.policy-steps li { margin: 0 !important; padding: 18px; border: 1px solid var(--line); border-radius: 12px; background: var(--bg-soft); counter-increment: purchase; }
.policy-steps li::before { display: block; margin-bottom: 8px; color: var(--primary); content: "0" counter(purchase); font-size: 15px; font-weight: 800; }
.policy-steps strong { display: block; margin-bottom: 6px; line-height: 1.45; }
.policy-steps span { display: block; color: var(--ink-600); font-size: 15px; line-height: 1.7; }
.policy-details { display: grid; grid-template-columns: 140px 1fr; margin: 0; }
.policy-details dt, .policy-details dd { margin: 0; padding: 12px 0; border-bottom: 1px solid var(--line); }
.policy-details dt { font-weight: 700; }
.policy-details dd { padding-left: 15px; }
.policy-details dt:last-of-type, .policy-details dd:last-of-type { border-bottom: 0; }
.policy-contact { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.policy-button { display: inline-flex; justify-content: center; align-items: center; min-height: 46px; padding: 10px 18px; border: 1px solid var(--primary); border-radius: 10px; background: var(--primary); color: #fff; font-size: 16px; font-weight: 700; }
.policy-button:hover { background: var(--primary-hover); }
.policy-button.secondary { background: #fff; color: var(--primary); }
.policy-button.secondary:hover { background: #eff6ff; }
.policy-source { margin-top: 22px; color: var(--ink-600); font-size: 14px; }
.policy-top-link { display: inline-flex; align-items: center; min-height: 44px; color: var(--primary); font-size: 15px; font-weight: 700; }
.policy-header-call { white-space: nowrap; font-size: 15px; color: var(--primary); font-weight: 700; }
@media (max-width: 640px) {
  .policy-main { padding: 28px 0 48px; }
  .policy-container { width: min(calc(100% - 28px), 1000px); }
  .policy-card { padding: 23px 20px; font-size: 16px; }
  .policy-card h2 { font-size: 21px; }
  .policy-hero > p:not(.policy-eyebrow) { font-size: 17px; }
  .policy-notice { padding: 18px 20px; }
  .policy-steps { grid-template-columns: 1fr; }
  .policy-details { grid-template-columns: 1fr; }
  .policy-details dt { padding-bottom: 0; border-bottom: 0; }
  .policy-details dd { padding: 4px 0 14px; }
  .policy-header-call { font-size: 14px; }
  .policy-contact .policy-button { flex: 1 1 170px; }
}
@media print {
  .shell-header, .simple-footer, .policy-tabs, .policy-breadcrumb, .policy-contact, .skip-link { display: none; }
  body { background: #fff; }
  .policy-main { padding: 0; }
  .policy-container { width: 100%; }
  .policy-card { border: 0; border-radius: 0; padding: 12px 0; break-inside: avoid; }
  .policy-hero h1 { font-size: 28px; }
}